Houston skyline — HIRO Booker, HH Consulting Group

HIRO Booker

The people who help you with your money should actually know each other.

A Houston-based Tax & Wealth Strategist, licensed insurance advisor, and commercial real estate broker. One conversation, three ways to build and protect your wealth.

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What I Do

One advisor across three areas most people keep separate.

Paragon Tax Service

Nationwide tax strategy for business owners, W-2 employees, salaried professionals, and high earners. Based in Houston, serving clients across the country. Most people I talk to are overpaying by $8,000–$25,000 a year because no one ever built them an actual strategy. I fix that. Filing is looking backward. Strategy is looking forward.

Start Your Tax Intake

HH Insurance Group

If something happened to you tomorrow, how long would your family be okay? I work with families and business owners on financial protection that builds tax-free wealth while it covers you. Currently licensed and operating in Texas, California, and Florida with ongoing state expansion. As low as $40 may get you started with a policy beginning at $100,000 and building to $200,000 or more by retirement age, subject to approval and qualification.

HH Consulting Group

Commercial real estate deal facilitation rooted in Houston with reach across Texas and beyond. I connect developers, investors, land owners, companies, and capital partners with off-market opportunities before they hit LoopNet or CoStar. Relationship-first — I only bring things to your table when there's a real opportunity.

The Difference

Filing is looking backward. Strategy is looking forward.

Most CPAs and tax preparers do one thing: file what happened last year. I do something different.

Tax Filing (What Most People Get)

Enters last year's numbers into software
Finds deductions after the fact
Reactive — can't change what already happened
Same approach for every client
You hear from them once a year
No entity structure optimization

Tax Strategy (What I Do)

Builds a forward-looking plan to minimize what you owe
Identifies deductions before year-end so you can act
Proactive — restructures how income flows through your entities
Custom strategy based on your business type, income, and goals
Ongoing relationship with quarterly check-ins
Entity optimization: S-Corp, LLC, trust structures to reduce self-employment tax
Start Your Tax Intake
Real Results

What strategy looks like in practice.

$11,000
Saved via Entity Optimization

A Houston business owner was operating as a sole proprietor paying full self-employment tax on everything. We restructured to an S-Corp, set a reasonable salary, and saved $11,000 in the first year — same revenue, different structure.

$14,200
Restaurant Deductions Found

A restaurant owner's previous preparer filed accurately but never looked for opportunities. We found $14,200 in legitimate deductions they were missing — home office, vehicle, equipment depreciation, and meal write-offs their CPA never mentioned.

$47,000
Saved with 1031 Exchange Strategy

A real estate investor was about to sell a rental property and pay full capital gains. We implemented a 1031 exchange strategy, deferring $47,000 in taxes and rolling the equity into a higher-performing asset — all within IRS guidelines.

HH Insurance Group

What happens to your family if you're not here tomorrow?

It's not a comfortable question. But it's the one that drives everything I do at HH Insurance Group. Most families are one unexpected event away from financial crisis — and most of them don't know it until it's too late. Currently licensed and operating in Texas, California, and Florida with ongoing state expansion.

The Real Cost of Waiting

The rate you lock in today follows you forever. At 28 in perfect health, your rate is the lowest it will ever be. At 35 with one health incident on record, that same policy costs 40–60% more. Every year you wait is literally more expensive.

Term vs. IUL — Know the Difference

Term insurance is pure protection — lower monthly cost, covers you for a set period. Indexed Universal Life (IUL) protects AND builds tax-free wealth. Think of it as a Roth IRA with a death benefit. For most young families: start with term, add IUL as income grows.

Build Wealth While You're Protected

$500/month in an IUL starting at age 30 can grow to approximately $520,000 in tax-free cash value by age 65. No contribution limits. No income limits. No required distributions. Every dollar accessible tax-free through policy loans.

As low as $40 may get you started with a policy beginning at $100,000 and building to $200,000 or more by retirement age, subject to approval and qualification.
Commercial Real Estate

I don't just broker deals. I build the ecosystem around them.

HH Consulting Group is a deal facilitation firm — not a traditional brokerage. I connect developers, investors, land owners, companies, contractors, and capital partners before opportunities hit the open market. Relationship-first, off-market focused, rooted in Houston with reach across Texas and beyond.

Off-Market Access

A meaningful portion of my deal flow never hits LoopNet or CoStar. I maintain relationships with property owners, land owners, and developers who aren't actively marketing — but are open to the right conversation with the right partner.

Facilitator, Not Broker

I don't introduce parties and disappear. I stay in the deal from LOI to close, ensuring capital, development, and construction teams stay aligned. When everyone's incentives match, deals actually get done.

The Full Ecosystem

Capital connections with private investors and family offices. Construction team assembly with vetted GCs and specialty subs. Architect and design coordination. Local intelligence on zoning, planning, and development activity. One relationship covers all of it.

Personal Injury Consulting

When the stakes are highest, the right guidance matters.

I consult on major corporate negligence cases involving significant injury or wrongful death — including commercial vehicle accidents, industrial incidents, ride-share liability, and cases against large companies and organizations. I help injured parties and their families understand their situation, navigate the process, and connect with the right legal resources and representation.

Corporate Negligence Cases

Commercial vehicle accidents, industrial incidents, ride-share liability, and cases against large companies and organizations. When corporate negligence causes serious harm, having someone in your corner who understands the landscape makes all the difference.

Guidance Through the Process

After a major injury or wrongful death, families are overwhelmed. I help you understand your situation clearly, walk you through what to expect, and make sure no critical steps are missed during the most difficult time of your life.

Connecting You With the Right Resources

Not every attorney handles these cases. Not every firm fights the same way. I help injured parties and their families connect with the right legal representation and support resources — people who actually go to bat against large corporations.

Common Questions

Things people ask before we talk.

I already have a CPA. Why would I need you?
Most CPAs are great at filing. What they often don't do is build a forward-looking strategy to minimize what you owe before year-end. I don't replace your CPA — I work alongside them (or handle everything myself). The question is: did your current person proactively save you money last year, or just file what happened?
How is tax strategy different from tax preparation?
Tax preparation is looking backward — entering what happened last year. Tax strategy is looking forward — restructuring how your income flows, optimizing your entity setup, and identifying deductions before the year ends so you can actually act on them. Strategy can save you $8,000–$25,000+ per year. Filing can't.
I'm young and healthy — do I really need life insurance now?
That's exactly when you should get it. The rate you lock in at 28 in perfect health follows you forever. Wait until 35 with one health incident and the same policy costs 40–60% more. Beyond protection, an IUL started young becomes a powerful tax-free wealth-building vehicle. The math favors starting early — every year you wait costs you.
What does a 15-minute consultation actually look like?
I look at your situation and tell you what I see. No pitch, no pressure, no obligation. For tax clients, I ask about your business structure and income to identify obvious opportunities. For insurance, I run quick numbers based on your age. For real estate, we talk about what you're looking for. You leave with information, not a sales pitch.
How does HH Consulting find off-market deals?
Relationships. I'm Houston-based and deeply connected to developers, land owners, property owners, and investors who aren't listing on public platforms. When they're ready to talk, I'm often the first call. My network extends across Texas and beyond — but I only bring opportunities to the table when the fundamentals are real. I don't waste anyone's time.
Do you work with people outside of Houston?
Yes. Paragon Tax Service is nationwide — I work with business owners, W-2 professionals, and high earners across the country. HH Insurance Group is currently licensed and operating in Texas, California, and Florida, with ongoing state expansion. HH Consulting Group operates primarily in Texas and surrounding states for commercial real estate, but is not limited to Texas — the right deal is the right deal regardless of geography.
HIRO Booker — Tax & Wealth Strategist
About

HIRO Booker

I'm a Houston-based Tax & Wealth Strategist, licensed insurance advisor, and commercial real estate broker — with over 10 years in insurance and financial planning and over 20 years in commercial real estate.

I built my practice around one idea: the people who help you with your money should actually know each other.

Most professionals operate in silos. Your CPA doesn't talk to your insurance agent. Your broker doesn't know your tax situation. I sit across all three — so when I see an opportunity in one area, I can connect it to the others. One conversation, three ways to build and protect your wealth.

I give every client real personal attention — that's non-negotiable. If you're a business owner, a W-2 professional, a high earner, or a family looking for someone who sees the full picture — let's talk.

@HIRO.Blaze HIROIYKYK Hiro Booker @HH.ConsultingGroup
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15 minutes. No pitch. Just me looking at your situation and telling you what I see.

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